To offset the substantial costs required to maintain the site, VSOA accepts paid advertising. However, all advertising must be specific and targetted to the actuarial community. VSOA sometimes uses third-party advertising companies to serve ads when you visit this Web site. These companies may use information (not including your name, address or telephone number) about your visits to this and other web sites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know you choices about not having this information used by these companies, please contact us at info@vsoa.org . All paid advertising are views and opinions expressed therein solely of the third-party companies that do not necessarily represent or reflect the views and opinions of VSOA, its directors or employees, or any entity affiliated with it..